Ask Aviva #9 – Why am I charged each time I go to the specialist?

Dear Aviva, I see a specialist outside of my kupah and am being charged for a hitchayavut each time! I thought I should be charged once a quarter, did the rules change? Sincerely, Doomed to repeat my hitchayvut??   Dear Doomed, Just to clarify, a hitchayvut is required for any service conducted outside the auspices …

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